Lunchroom Benefits along with Your Labor force
https://www.evernote.com/shard/s630/sh/de32538a-6c0f-46fd-96e1-270581eef226/0db933bc0bb24971f7c82c0a53144d28
Employees pay for non-reimbursed expenditures from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds remaining at the end of the year can not be " surrendered,"